Family Financial Organizing
All this time you might get used to using income, mainly to finance urgent needs of the short run, such monthly shopping, kids tuition, telephone, electricity, transportation to the workplace, and others. Yet, the needs of the family actually did just that.
Needs of families who are often less thought is usually a long-term needs that must be met in future. Eg children's education, retirement, buying a house or vehicle, and many others. Usually we can not immediately meet kebutuhn this kind, so we need time to prepare dannya first with how to save and invest.
You may already have a short-term financial management plan and long term as mentioned above. However you feel the pattern of financial management of families that you run today is less successful, because they still have difficulties arise which cause various problems. These financial problems such as budget deficits, can not save, into debt, and so forth.
In addition to preparing a long-term needs, may be less mature and complete. For example only prepare investment for children's education, even though most do not have to be prepared also how to prepare for retirement. Investment rose done without knowing whether the funds will be sufficient future.
In order not to get stuck in this problem, and can arrange financing with a good, then someone needs to know the ins and outs of family financial problems. But often people do not know the ins and outs of family planning, lack of knowledge about financial planning. This is where you need the services of a Financial Planner with knowledge of financial planning, which could set up a Financial Plan for you.
Financial plan, if implemented, can help you reach your financial goals both short term and long term has been defined. As a Financial Planner who are members of the Bureau of Financial Planners Safir Senduk & Partners, we have a program of personal and family financial planning is complete and specific, that can help your family cope with financial problems, and help you to achieve other desired financial goals.
(From perencanakeuangan.com.
Author: Mike Rini)
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